Robust Lending Momentum: Bajaj Housing Finance Q2 Disbursements Jump 25.2% to ₹19,930 Crore

MUMBAI — Bajaj Housing Finance has reported a robust set of operational metrics for the second quarter of FY27, underscoring its aggressive growth trajectory in the retail housing finance segment. The company’s Assets Under Management (AUM) surged by 25% year-on-year, reaching a substantial ₹1.58 lakh crore (₹1,58,190 crore).

This expansion in the loan book was fueled by a strong lending pace, with gross disbursements witnessing a 25.2% jump to ₹19,930 crore during the quarter.

This marks a significant improvement from the ₹15,914 crore disbursed in the corresponding period of the previous fiscal year, highlighting the company’s ability to capitalize on steady housing demand.

The accelerated disbursement activity has subsequently propelled the company’s total loan assets to ₹1,39,850 crore.

This steady accumulation of high-quality retail assets reinforces Bajaj Housing Finance’s expanding footprint in a highly competitive market, balancing volume growth with disciplined underwriting standards.
Reacting positively to the strong operational update, shares of Bajaj Housing Finance closed over 1% higher on the stock exchanges.

The market’s favorable response reflects growing investor confidence in the company’s sustained growth momentum, operational efficiency, and resilient asset quality.
The broader housing finance sector continues to benefit from structural tailwinds, including rapid urbanization, rising household incomes, and supportive government initiatives aimed at boosting homeownership.

Bajaj Housing Finance’s ability to scale its disbursements while maintaining a robust AUM growth rate positions it favorably to capture a larger share of this expanding market.
As the company progresses into the second half of the fiscal year, market participants will closely await the formal Q2 financial results. Key metrics to watch will include Net Interest Margins (NIMs), the cost of funds, and granular asset quality indicators, which will provide a comprehensive view of the company’s profitability and risk management framework.
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